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Explore rate and fee information for your area. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing cd balances). Contact your local branch to open. The minimum opening deposit is $1,000 for its. Hit your savings goals faster with the ease and dependability of an umpqua cd. With umpqua bankโs business cd accounts, the longer you save, the better your rate. Start saving wisely today. Our cd interest rate tables for umpqua, or include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month. With terms ranging from 12 months to 24 months and.